Mobile Phone Insurance
Mobile Phone Insurance from only £4.25 a month
Our mobile phone cover
Losing your mobile phone can be very traumatic. We understand that and have designed insurance products that mean you are covered and can replace your phone as quickly as possible. Switched on people know that coming to us direct can save you hundreds of pounds over the life of your contract. Our simple, yet safe and secure ‘quote and buy’ system will enable you to cover your device quickly and efficiently. Buy your mobile insurance online from us today. Our policies can be tailored to fit your needs, and we offer options that include cover for mechanical breakdown, damage (including water), theft, loss and even unauthorised call usage in the event you lose your phone.
Get started with our gadget insurance quote
Cover to match your circumstances
Family Bundle Cover
Bundle & Save
Protect all your family's phones and gadgets with one of our great value, hassle free bundle policies.
Student Gadget Cover
Covers your gadgets no matter whether you are at home, university or traveling abroad for up to 120 days per year.
Business Gadget Cover
Covers gadgets such as phones, laptops, tablets owned by your company and used by any employee.
Standard Cover
Premium Cover
Ultimate Cover
Standard Cover
£4.25 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
With our Standard Cover, you're insured for accidental damage, liquid damage, mechanical breakdown and cracked screen. You also get £50 mobile accessory cover and 60 days per year worldwide cover.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
60 days per trip
Worldwide Cover
Excluded
Unauthorised Use
Excluded
E-Wallet Cover
Excluded
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Premium Cover
£4.75 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
Our Premium Cover includes theft cover in addition to accidental damage, liquid damage, mechanical breakdown and cracked screen. Accessory cover is £100 and you get 120 days a year of worldwide cover. In the event of theft, you get a replacement phone. You're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
90 days per trip
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Excluded
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Unauthorised Calls
Unauthorised Calls
Ultimate Cover
£5.00 Per Month
+ pay annually get 2 months free
+ no limit on claims
+ 12 month warranty on replacements
With our Ultimate Cover, you get loss and theft cover, plus accidental damage, liquid damage, mechanical breakdown and cracked screen. Mobile accessory cover is £150 and you get 120 days per year of worldwide cover. In the event of loss or theft, you get a replacement phone. Whether your device is lost or stolen, you're also covered for £2,500 of unauthorised use and £500 of unauthorised e-wallet transactions.
14 day money back guarantee
No contract and cancel anytime†
Included
Accidental Damage
36 months
Max Device Age
Included
Liquid Damage
Included
Mechanical Breakdown
Included
Cracked Screen
£250
Accessory Cover
120 days per trip
Worldwide Cover
£2500
Unauthorised Use
£500
E-Wallet Cover
Included
Theft Cover
Included
Loss Cover
† Terms and conditions apply
Liquid Damage
Liquid Damage
Mechanical Breakdown
Mechanical Breakdown
Broken Sockets
Broken Sockets
Cracked Screens
Cracked Screens
Unauthorised Calls
Unauthorised Calls
Device Loss
Device Loss
Truly unlimited claims
No hidden claim cost
12 month warranty on replacements
24 hour replacements
Defaqto 5 Star Rating applies to Ultimate Personal Gadget Insurance Only.
I have been really pleased with Switched On Insurance and I use them for all my gadgets. Their customer support has been fantastic, and when dealing with a claim for a damaged iPhone they were extremely efficient, everything was online, and we had the option to get the repair done at an Apple Store.
Nick M
I've had Ultimate Cover for my iPhone with Switched On Insurance since 2014. The process for making claims, and managing repairs/replacements is simple, quick, and efficient, and the pricing is competitive, which is why I renew.
Lyndsey
Really helpful customer services staff and fantastic products and prices. This is my 3rd year insuring with them.
Ralph M
Easy to use, competitive price, excellent cover would definitely recommend.
Geoff H
The service was seamless and extremely easy to complete took only 5 minutes and the cover provided is extensive which is great for peace of mind.
Nick B